Pet Insurance??? HELP! - Pet Pad

mpkw0428 · 10-20-2009, 11:36 AM

Hey everyone! Just wondering if anyone on here has pet insurance or has had any experience with it... we are really looking into it...we are tired of the hundreds of dollars in vet bills. Just wondering about how these places are with reimbursement and how good the coverage is! Help me! Also if anyone can reccomend a certain insurance place that would be amazing! This is all very confusing!

redhead_navygf · 10-20-2009, 11:37 AM

I'll definitely be looking into this for my next pet (possibly getting next summer) so I hope you get some responses.

for you!

mpkw0428 · 10-20-2009, 12:59 PM

HeatherNichole · 10-20-2009, 01:00 PM

I would get it if I were getting a new puppy...but with my pup now its almost too late...they don't cover any pre-existing stuff so it wouldn't be as worth it

amy1117 · 10-20-2009, 01:03 PM

We have insurance coverage for our 2 dogs through the ASPCA. It works well, but as previously mentioned, does not cover pre-existing conditions, and some other conditions have stipulations that may prevent your pet from being covered for them.

mpkw0428 · 10-20-2009, 01:08 PM

The one dog that we are having all the issues with are things like worms and skin irritations and he is 7 months old so I am hoping that he will be able to qualify. But overall the insurance is pretty good?

HeatherNichole · 10-20-2009, 01:09 PM

Originally Posted by mpkw0428

The one dog that we are having all the issues with are things like worms and skin irritations and he is 7 months old so I am hoping that he will be able to qualify. But overall the insurance is pretty good?

he won't qualify if its pre-existing...so I am assuming the skin irritations (if its recurring won't be covered)

BuckeyeAGF · 10-20-2009, 01:09 PM

From what I understand, pet insurance isn't worth it unless you're going to the vet A LOT, but that's just what i hear. i dont have it for my dog.

Amber · 10-20-2009, 01:35 PM

I have a pet plan for both cats through Banfield. It saved us a lot the first year, but now that they only get shots like once a year it really doesn't save and costs more than its worth.

However for the first year, I give props.

OneRed911 · 10-20-2009, 05:40 PM

I would highly recommend Embrace Pet Insurance (www.embracepetinsurance.com). I had to do a lot of research on different companies for the vet office I work for and they seem to have the most bang for the buck and are one of the top consumer rated pet insurance companies (www.petinsurancereview.com). They cover wellness and accident/illness and have a rolling pre-existing condition policy where if a pet has a condition before you enroll and that pet isn't see for that condition again within the next policy year then it is taken off the pre-existing list and will be covered. They also have excellent customer service and from the testimonials I've read they reimburse you for more than most insurance companies will and with a lot less hassle.

I highly recommend you go to www.petinsurancereview.com and take a look at the list of the top rated companies and go from there in your research as it really does depend on what you want covered.

Best of luck and if you have any questions feel free to PM me!

10-20-2009, 11:36 AM	#1 (permalink)
mpkw0428 I LOVE MY HUSBAND! :) Join Date: Aug 2009 Posts: 663 Classifieds: (0) Activity: 36% Longevity: 4%	Pet Insurance??? HELP! Hey everyone! Just wondering if anyone on here has pet insurance or has had any experience with it... we are really looking into it...we are tired of the hundreds of dollars in vet bills. Just wondering about how these places are with reimbursement and how good the coverage is! Help me! Also if anyone can reccomend a certain insurance place that would be amazing! This is all very confusing! __________________

10-20-2009, 11:37 AM	#2 (permalink)
redhead_navygf His arms feel like home... Join Date: Jun 2009 Location: Officially Norfolk, VA! Posts: 4,145 Classifieds: (1) Activity: 80% Longevity: 8%	I'll definitely be looking into this for my next pet (possibly getting next summer) so I hope you get some responses. for you! __________________ My MSOS wifey BabySealEyes904 My Fall '09 Homecoming wifeys: Rei, KaylaH, His_Girl, louisa85, blinkybear, OneIllWife, lildixiemiss, ashley, lovemyjarhead and sapphiremommy

10-20-2009, 12:59 PM	#3 (permalink)
mpkw0428 I LOVE MY HUSBAND! :) Join Date: Aug 2009 Posts: 663 Classifieds: (0) Activity: 36% Longevity: 4%	__________________

10-20-2009, 01:00 PM	#4 (permalink)
HeatherNichole Senior Member Join Date: Aug 2009 Location: Kansas Posts: 700 Classifieds: (0) Activity: 54% Longevity: 3%	I would get it if I were getting a new puppy...but with my pup now its almost too late...they don't cover any pre-existing stuff so it wouldn't be as worth it __________________ I am a hot pot....be jealous

10-20-2009, 01:03 PM	#5 (permalink)
amy1117 Counting down the days... Join Date: Sep 2008 Location: Me: New York Fiance: Finally home! Posts: 2,833 Classifieds: (0) Activity: 57% Longevity: 19%	We have insurance coverage for our 2 dogs through the ASPCA. It works well, but as previously mentioned, does not cover pre-existing conditions, and some other conditions have stipulations that may prevent your pet from being covered for them. __________________

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10-20-2009, 01:08 PM	#6 (permalink)
mpkw0428 I LOVE MY HUSBAND! :) Join Date: Aug 2009 Posts: 663 Classifieds: (0) Activity: 36% Longevity: 4%	The one dog that we are having all the issues with are things like worms and skin irritations and he is 7 months old so I am hoping that he will be able to qualify. But overall the insurance is pretty good? __________________

10-20-2009, 01:09 PM	#8 (permalink)
BuckeyeAGF No Longer a Military SO, But Still Lovin' On MSOS Join Date: Feb 2009 Posts: 7,579 Classifieds: (0) Activity: 74% Longevity: 13%	From what I understand, pet insurance isn't worth it unless you're going to the vet A LOT, but that's just what i hear. i dont have it for my dog. __________________ My blood runs scarlet and gray. Court and I were separated at birth

10-20-2009, 01:35 PM	#9 (permalink)
Amber deadliest catch without the crabs. Join Date: Jun 2008 Location: we are in va beach. Posts: 15,192 Blog Entries: 1 Classifieds: (2) Activity: 92% Longevity: 24%	I have a pet plan for both cats through Banfield. It saved us a lot the first year, but now that they only get shots like once a year it really doesn't save and costs more than its worth. However for the first year, I give props. __________________

10-20-2009, 05:40 PM	#10 (permalink)
OneRed911 A Pretty Poison Flower...bringing you the sweetest juice. Join Date: Jan 2008 Location: Me: Norfolk Him: Norfolk now, Afghanistan soon. Posts: 3,787 Blog Entries: 1 Classifieds: (0) Activity: 31% Longevity: 30%	I would highly recommend Embrace Pet Insurance (www.embracepetinsurance.com). I had to do a lot of research on different companies for the vet office I work for and they seem to have the most bang for the buck and are one of the top consumer rated pet insurance companies (www.petinsurancereview.com). They cover wellness and accident/illness and have a rolling pre-existing condition policy where if a pet has a condition before you enroll and that pet isn't see for that condition again within the next policy year then it is taken off the pre-existing list and will be covered. They also have excellent customer service and from the testimonials I've read they reimburse you for more than most insurance companies will and with a lot less hassle. I highly recommend you go to www.petinsurancereview.com and take a look at the list of the top rated companies and go from there in your research as it really does depend on what you want covered. Best of luck and if you have any questions feel free to PM me! __________________ Wifey to nstarsweetie and missmaaaine, pog to miraluu, and TayreehBaykur is my Mistress! Mrow! !