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Thread: VA Loans

  1. Mommyof2in09's Avatar
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    #1

    VA Loans

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    I hope this is the right spot...feel free to move it if need be.

    Anyway...DH and I are trying to get a VA Loan to by a house. We sent in the app and a SGT said told us to send them DH's orders as well to prove he is active since he is National Guard. We got papers back saying that the orders were pretty much the wrong thing now I have no idea what to do. They said we could send a certain form (can't remember what) but DH was told we don't get it until deployment is over . Is there a number I can call or an email I can write to talk to a VA person about this...i dont know what else to do. I tried to find a number/email but there are so many websites...I don't know which ones are real. I just want to know if we will be approved or denied so we can move on to a possible bank loan of we have to.

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    better2gether is my Irish Twin Mommy Wifey!
  2. Mombie.
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    #2
    We were told to go through our bank, or a lender if you are working with an agent. The VA itself doesn't deal with this stuff. Are you near an approved bank? (Navy Fed, Bank of America, etc.)



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    #3
    Does he have his Certificate of Eligibility?

    This site may help: Eligibility for the VA Home Loan Program - Loan Guaranty Home Loan Program
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    #4
    Your loan agent/realtor/banker should be able to help you. You do need the eligibility certificate.

    Are you sure you only qualify for the VA loan program?

    FHA Governmant Loans - FHA First Time Home Buyer
  5. Mommyof2in09's Avatar
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    Quote Originally Posted by LynnAFWife View Post
    Does he have his Certificate of Eligibility?

    This site may help: Eligibility for the VA Home Loan Program - Loan Guaranty Home Loan Program
    We haven't gotten a COE yet...I think that is what I am trying to get but they said I ain't sending the right papers. I will send DH the link and see if he can get the right paper.

    ♥ 2,000oz of boobie milk donated ♥




    better2gether is my Irish Twin Mommy Wifey!
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    I have no idea what I am doing and I a so confused.

    ♥ 2,000oz of boobie milk donated ♥




    better2gether is my Irish Twin Mommy Wifey!
  7. Mombie.
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    #7
    Quote Originally Posted by Mommyof2in09 View Post
    I have no idea what I am doing
    We didn't either when we started this process. Our agent and lender have been amazing at walking us through it. I hope you find someone just as good.



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    #8
    Quote Originally Posted by Mommyof2in09 View Post
    We haven't gotten a COE yet...I think that is what I am trying to get but they said I ain't sending the right papers. I will send DH the link and see if he can get the right paper.
    Did they tell you the form number that would be the correct proof?
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    #9
    What should a preapproval letter contain? | Mortgage Reference Library

    This might help and the above link for FHA. It's really good info.

    Have you checked your FICO scores and credit ratings?
  10. Mommyof2in09's Avatar
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    Quote Originally Posted by LynnAFWife View Post
    Did they tell you the form number that would be the correct proof?
    I think it was the DD Form 214 but I can't remember and DH said he dont get that until after deployment is over.

    ♥ 2,000oz of boobie milk donated ♥




    better2gether is my Irish Twin Mommy Wifey!
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