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Thread: Private insurance

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    #1

    Private insurance

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    When DF and I get married, can he go on, and use, my private healthcare insurance? He is AD and having some issues getting proper health care right now, so I am wondering if he can go on my private insurance so we don't have to go through the Army for him to see a doctor.
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    #2
    I'm pretty sure as long as you change your insurance to a family plan, he can use it. BUT you might want to check into what that will cost you first. AND if there are any major issues, drugs prescribed, etc, he needs to get that entered into his medical record in case something happens.





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    #3
    I would have him check. I know pilots for example; can only see military flight surgeons unless they receive a referral from a flight surgeon to see a specialist. To seek outside medical care would land them in a heap of trouble.
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    #4
    DH is a pilot so maybe it is special rules, but he is not allowed to see a civilian doctor (unless specifically referred by military docs).
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    #5
    in the CG dh is not allowed to see civilian drs unless referred out. he needs to check with tricare.
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    #6
    Quote Originally Posted by gunsgirl View Post
    in the CG dh is not allowed to see civilian drs unless referred out. he needs to check with tricare.
    I am pretty sure it is the same with the navy too.
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    #7
    Air Force too. You see Military DR's.
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    #8
    From what I am reading on Google, technically NO he can not. The military member is enrolled in Tricare Prime and they would need a waiver to been seen ofbase by a civilian provider unless refered. As the military drs like to keep all your records together, then do not like handing out these waivers under Tricare insurance. You CAN put him on your insurance, pay money (which I don't understand if he is already in an insurance), and pay co-pays necessary, however if the military do not know about it and if at any time he moves and he sees a military dr for something that has been treated by a civilian and it is not in his file, he could get into serious trouble.

    You do realize that when you get married, and enrolled in DEERS, you will also be enrolled in Tricare standard ), you can stay standard AND have your insurance with another company as well, but the military member can't claim both.

    If he does not think he is getting the level of care he should (which is quite common whether you see a military or civilian dr), he CAN ask for a second opinion/change his PCM.


  9. "If you don't like my attitude, quit talking to me"
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    #9
    what do you mean he isn't getting proper health care?
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    #10
    Quote Originally Posted by TrishAFSpouse View Post
    what do you mean he isn't getting proper health care?
    Curious too...
    If he is not receiving satisfactory care, there are channels he can pursue to address that matter.

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