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Thread: Closing...

  1. Account Closed
    Trey's Avatar
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    #1

    Closing...

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    What happens if we don't close on time?
  2. Loving Life!
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    #2
    Nothing - they will schedule it for a different time. Is everything ok?

    My little Loves!
  3. Miss Puerto Rico
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    #3
    What do you mean? I hope everything is ok!
  4. Bex
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    #4
    Your agent will ask for an extension if there's a holdup



    Everything ok?
  5. Account Closed
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    #5
    Well there are a few problems...

    1. USAA dropped the fucking ball... they took 9 fucking days to get loan documents, so we were supposed to sign today, but they sent them to the wrong place.

    2. Our interest rate lock is good until our close date (which is the 3rd), so now we have to pay a fee to extend it or take the "worst case scenario" rate?

    So frustrated right now.. Thanks for the support ladies.
  6. Hi, I'm Amy :)
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    #6
    That sucks, make sure you get an extension ASAP on your rate and your contract. Rates got a little better today but in general rates are going up. I do mortgages, feel free to PM me with questions.
    Wifey to r-a<3derek and USNavywifey21 and Firefly'sGirl and HisHeart and elizabethb883 and Lover to *KaTuP*


  7. Account Closed
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    #7
    Quote Originally Posted by princessbunny197 View Post
    That sucks, make sure you get an extension ASAP on your rate and your contract. Rates got a little better today but in general rates are going up. I do mortgages, feel free to PM me with questions.
    So what is a worst case scenario rate then? Is that something I can look up to see what we are working with?

    USAA updates their rates only once a month they said.. something like every Tuesday I think?
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    #8
    Worst case scenario rate will be whatever the rate is at closing. I would get the extension.

    They'll extend if you don't make the closing date. We had the same worry because our mortgage lender decided at the last minute they needed this-this-and-this
  9. Miss Puerto Rico
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    #9
    USAA sent the papers to the wrong place, their mistake, they should pay for the extension.
  10. Account Closed
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    #10
    Quote Originally Posted by Shaky View Post
    USAA sent the papers to the wrong place, their mistake, they should pay for the extension.
    That's what our realtor said too. I think I'm going to request (demand) that. It's $400!!!
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