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Thread: Mortgages

  1. *Too Blessed To Be Stressed*
    *~*Cori*~*'s Avatar
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    #1

    Question Mortgages

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    If you have a mortgage how much do you pay a month?
    How much was the house when you bought it?
    I just can't fathom people spending over a grand a month on a mortgage but I don't see any other options. We looked into buying a 2000sq ft double wide mobile home and it was amazing and not like the trailor park ones you think of. It was around $90 grand and we would have to add a well/septic into that since we can't tie into my parents. So, it would be closer to $100,000 after all the taxes and stuff. They said our payment would be roughly $850 a month... FOR A EFFING DOUBLE WIDE???
    My DH is not in the Marines anymore and civi pay with no housing allowances sucks royally let me tell yah. He makes less than $22 grand a year so we can't afford with all other living expenses anything over $650 and thats pushing it.
    With my DH's shift he works he is never home and we never see him so he doesn't want me to get a job. If I work days I don't see him at all unless I watch him sleep at night and I can't work afternoon/nights cause I refuse someone else to raise my child. So. working isn't an option right now with his shift/job. I mean we are okay with only having one income. Jer's child support pays his tuiton to school and his expenses so we use Josh's income for our bills and such. I just know when we were renting a single wide trailor... new and nice... it was $600 a month and we were struggling daily to keep from sinking and that was with getting $250 more a month in child support(mine went down when exDH moved into base housing) We live in a smaller rural area but the cost of living is insane for the area... houses that look like dumps are no less than $150 grand and when you make $11.28/hr that isn't possible to swing.
    So, long story short... can you let me be a tad nosey into your lifes and see what you pay? What the average mortgage is?
  2. Senior Member
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    #2
    We bought our house for $315,000 and our mortgage payment is just under $2300 a month. Ya, OUCH!
  3. Purpur
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    #3
    my house was about $75,000 and I paid $600 a month. Small house, good timing.
  4. *Too Blessed To Be Stressed*
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    #4
    HOLY CRACKERS Stacey!!!!!!!!!
    Thats more than we make in a month
  5. Senior Member
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    #5
    Quote Originally Posted by *~*Cori*~* View Post
    HOLY CRACKERS Stacey!!!!!!!!!
    Thats more than we make in a month
    Luckily the BAH here is $2058. It still doesnt cover the mortgage let alone the other crap but we budget well.
  6. Account Closed
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    #6
    We are looking at houses a little under $300K and after taxes and insurance and all that, probably around 2K a month. Sadly, that much money only gets us a 3-4 bedroom that needs a bit of work here in CA!

    Also, I'm gonna move this to the Home, Sweet Home forum.
  7. *Too Blessed To Be Stressed*
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    #7
    Thanks Trey, I didn't even know we had one of those forums
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    #8
    Yep, its new! I thought that way you might get some more experience answers!
    I was gonna ask this question the other day too, so thanks for posting it!
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    #9
    Our mortgage on our condo is for 130K and is about $1035 a month. However, that includes principal, interest, mortgage insurance and taxes. When we first moved in, the property values were lower, so taxes were lower and our payment was like...$930 or something like that. It had gone up to slightly over $1100 () but then our taxes went down and our payment went down.

    We are getting this place ready to sell though, too small for our growing family.
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    #10
    We bought our house for 115,000 and we pay $940 a month and that includes insurance, taxes and all the other crap.
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