Mortgages - Home Sweet Home

*~*Cori*~* · 07-28-2008, 01:52 PM

If you have a mortgage how much do you pay a month?
How much was the house when you bought it?
I just can't fathom people spending over a grand a month on a mortgage but I don't see any other options. We looked into buying a 2000sq ft double wide mobile home and it was amazing and not like the trailor park ones you think of. It was around $90 grand and we would have to add a well/septic into that since we can't tie into my parents. So, it would be closer to $100,000 after all the taxes and stuff. They said our payment would be roughly $850 a month... FOR A EFFING DOUBLE WIDE???

My DH is not in the Marines anymore and civi pay with no housing allowances sucks royally let me tell yah. He makes less than $22 grand a year so we can't afford with all other living expenses anything over $650 and thats pushing it.

With my DH's shift he works he is never home and we never see him so he doesn't want me to get a job. If I work days I don't see him at all unless I watch him sleep at night and I can't work afternoon/nights cause I refuse someone else to raise my child. So. working isn't an option right now with his shift/job. I mean we are okay with only having one income. Jer's child support pays his tuiton to school and his expenses so we use Josh's income for our bills and such. I just know when we were renting a single wide trailor... new and nice... it was $600 a month and we were struggling daily to keep from sinking and that was with getting $250 more a month in child support(mine went down when exDH moved into base housing) We live in a smaller rural area but the cost of living is insane for the area... houses that look like dumps are no less than $150 grand and when you make $11.28/hr that isn't possible to swing.

So, long story short... can you let me be a tad nosey into your lifes and see what you pay? What the average mortgage is?

Lckychrmzz · 07-28-2008, 02:02 PM

We bought our house for $315,000 and our mortgage payment is just under $2300 a month. Ya, OUCH!

~~Purpur~~ · 07-28-2008, 02:05 PM

my house was about $75,000 and I paid $600 a month. Small house, good timing.

*~*Cori*~* · 07-28-2008, 02:10 PM

HOLY CRACKERS Stacey!!!!!!!!!

Thats more than we make in a month

Lckychrmzz · 07-28-2008, 02:11 PM

Originally Posted by *~*Cori*~*

HOLY CRACKERS Stacey!!!!!!!!!

Thats more than we make in a month

Luckily the BAH here is $2058. It still doesnt cover the mortgage let alone the other crap but we budget well.

Trey · 07-28-2008, 02:13 PM

We are looking at houses a little under $300K and after taxes and insurance and all that, probably around 2K a month. Sadly, that much money only gets us a 3-4 bedroom that needs a bit of work here in CA!

Also, I'm gonna move this to the Home, Sweet Home forum.

*~*Cori*~* · 07-28-2008, 02:15 PM

Thanks Trey, I didn't even know we had one of those forums

Trey · 07-28-2008, 02:16 PM

Yep, its new! I thought that way you might get some more experience answers!

I was gonna ask this question the other day too, so thanks for posting it!

fridayheather · 07-28-2008, 02:22 PM

Our mortgage on our condo is for 130K and is about $1035 a month. However, that includes principal, interest, mortgage insurance and taxes. When we first moved in, the property values were lower, so taxes were lower and our payment was like...$930 or something like that. It had gone up to slightly over $1100 (

) but then our taxes went down and our payment went down.

We are getting this place ready to sell though, too small for our growing family.

michellelac · 07-28-2008, 02:28 PM

We bought our house for 115,000 and we pay $940 a month and that includes insurance, taxes and all the other crap.

07-28-2008, 01:52 PM	#1 (permalink)
~Cori~ Too Blessed To Be Stressed Join Date: Jan 2004 Location: Backwoods Of Florida Posts: 20,577 Classifieds: (0) Activity: 7% Longevity: 98%	Mortgages If you have a mortgage how much do you pay a month? How much was the house when you bought it? I just can't fathom people spending over a grand a month on a mortgage but I don't see any other options. We looked into buying a 2000sq ft double wide mobile home and it was amazing and not like the trailor park ones you think of. It was around $90 grand and we would have to add a well/septic into that since we can't tie into my parents. So, it would be closer to $100,000 after all the taxes and stuff. They said our payment would be roughly $850 a month... FOR A EFFING DOUBLE WIDE??? My DH is not in the Marines anymore and civi pay with no housing allowances sucks royally let me tell yah. He makes less than $22 grand a year so we can't afford with all other living expenses anything over $650 and thats pushing it. With my DH's shift he works he is never home and we never see him so he doesn't want me to get a job. If I work days I don't see him at all unless I watch him sleep at night and I can't work afternoon/nights cause I refuse someone else to raise my child. So. working isn't an option right now with his shift/job. I mean we are okay with only having one income. Jer's child support pays his tuiton to school and his expenses so we use Josh's income for our bills and such. I just know when we were renting a single wide trailor... new and nice... it was $600 a month and we were struggling daily to keep from sinking and that was with getting $250 more a month in child support(mine went down when exDH moved into base housing) We live in a smaller rural area but the cost of living is insane for the area... houses that look like dumps are no less than $150 grand and when you make $11.28/hr that isn't possible to swing. So, long story short... can you let me be a tad nosey into your lifes and see what you pay? What the average mortgage is? __________________

07-28-2008, 02:02 PM	#2 (permalink)
Lckychrmzz Senior Member Join Date: Oct 2006 Posts: 17,135 Classifieds: (0) Activity: 15% Longevity: 52%	We bought our house for $315,000 and our mortgage payment is just under $2300 a month. Ya, OUCH! __________________ Created by MyFitnessPal.com - Easy Calorie Counting

07-28-2008, 02:10 PM	#4 (permalink)
~Cori~ Too Blessed To Be Stressed Join Date: Jan 2004 Location: Backwoods Of Florida Posts: 20,577 Classifieds: (0) Activity: 7% Longevity: 98%	HOLY CRACKERS Stacey!!!!!!!!! Thats more than we make in a month __________________

07-28-2008, 02:13 PM	#6 (permalink)
Trey Jamie's favorite. Be jealous. Join Date: Sep 2005 Location: Where the surf meets the sand... Posts: 23,298 Classifieds: (3) Activity: 70% Longevity: 71%	We are looking at houses a little under $300K and after taxes and insurance and all that, probably around 2K a month. Sadly, that much money only gets us a 3-4 bedroom that needs a bit of work here in CA! Also, I'm gonna move this to the Home, Sweet Home forum. __________________

07-28-2008, 02:15 PM	#7 (permalink)
~Cori~ Too Blessed To Be Stressed Join Date: Jan 2004 Location: Backwoods Of Florida Posts: 20,577 Classifieds: (0) Activity: 7% Longevity: 98%	Thanks Trey, I didn't even know we had one of those forums __________________

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07-28-2008, 02:05 PM	#3 (permalink)
~~Purpur~~ Banned Join Date: Mar 2008 Posts: 2,717 Classifieds: (0) Activity: 0% Longevity: 28%	my house was about $75,000 and I paid $600 a month. Small house, good timing.

07-28-2008, 02:16 PM	#8 (permalink)
Trey Jamie's favorite. Be jealous. Join Date: Sep 2005 Location: Where the surf meets the sand... Posts: 23,298 Classifieds: (3) Activity: 70% Longevity: 71%	Yep, its new! I thought that way you might get some more experience answers! I was gonna ask this question the other day too, so thanks for posting it! __________________

07-28-2008, 02:22 PM	#9 (permalink)
fridayheather Senior Member Join Date: May 2006 Location: Jacksonville Florida Posts: 5,210 Classifieds: (0) Activity: 1% Longevity: 59%	Our mortgage on our condo is for 130K and is about $1035 a month. However, that includes principal, interest, mortgage insurance and taxes. When we first moved in, the property values were lower, so taxes were lower and our payment was like...$930 or something like that. It had gone up to slightly over $1100 () but then our taxes went down and our payment went down. We are getting this place ready to sell though, too small for our growing family. __________________

07-28-2008, 02:28 PM	#10 (permalink)
michellelac Senior Member Join Date: Aug 2007 Location: Ft. Hood Posts: 1,738 Classifieds: (0) Activity: 5% Longevity: 38%	We bought our house for 115,000 and we pay $940 a month and that includes insurance, taxes and all the other crap. __________________