"U Create" on facebook posted this link for a free pdf for a budget binder and I thought it was awesome and wanted to share it for those who might like to utilize it. Plus, with free, the price is right. Hope this helps some or many of you! http://www.thirtyhandmadedays.com/wp...30daysblog.pdf. These were created by a lady named Mique on her web page Thirty Handmade Days - 30 days {Thirty Handmade Days}. She also has some other neat things on her page. I think I might favorite her! Best of luck to you all