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Thread: Student Loans

  1. Senior Member
    azarmygf's Avatar
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    #1

    Student Loans

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    Where did you get yours through?


    I need to take out a loan for this year, which I've never done before. I applied for one at Wells Fargo, and even with my Mom as a cosigner, it came up with like a 9.44% fixed interest rate, or a 5.5% variable interest rate. That seems awfully high.
    R.I.P. My Love, Everyone was supposed to come home together, I'm sorry you had to come home early
  2. verabot89
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    #2
    all mine were federal, my rates average around 6-7%
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  3. In vino veritas
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    #3
    Did you apply through FAFSA at all?
  4. Senior Member
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    #4
    Quote Originally Posted by Dr.VinoVet View Post
    Did you apply through FAFSA at all?
    Can't for this semester because my Mom doesn't do her taxes until about October. I could possibly get federal loans for the Spring though, and only take out personal loans for the fall.
    R.I.P. My Love, Everyone was supposed to come home together, I'm sorry you had to come home early
  5. Justice Beaver: The Crime Fighting Beaver
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    #5
    I have federal loans

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    #6
    I don't think the interest rate is all that high for private loans. DH has a private loan from Sallie Mae and the interest is 13.25% variable.
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    #7
    I took out federal loans as well
  8. Senior Member
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    #8
    Navy Federal used to do student loans. I am not sure if they still do, but if you have an account there it is worth checking out. USAA says they do student loans, but I think they just have a deal with Wells Fargo.

    My student loans were all at 3%-5%, but that was also before interest rates started skyrocketing on private loans.

    Great Lakes Lending company was another one I used that had a 4% interest rate. Private loans are going to be harder to find, and have higher rates right now. Good luck!
  9. The LDR that never ends..
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    #9
    Federal Loans are waaaay better than personal loans or taking student loans from a bank. If you must take out money other than federal, go to a credit union and not a bank. All my Federal Student Loans come from Sallie Mae
  10. The LDR that never ends..
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    #10
    Quote Originally Posted by azarmygf View Post
    Can't for this semester because my Mom doesn't do her taxes until about October. I could possibly get federal loans for the Spring though, and only take out personal loans for the fall.
    Here completing the FASFA is part of our enrollment, no fasfa meant no courses.
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