Me and Banking Don't Mix

[Kristen]

For years now, I thought that our "Debit Rewards" account with USAA gave us a half percent back on all of our Debit purchases, since it's called Debit Rewards.

Uh, no. I'm an idiot! It's a half percent back on all our purchases when we choose the credit option! Geesh!

I always make a point of using the debit option when available to make that cash back feature really work, only I've been screwing us in the process.

Oops.



I also found out that there is a limit of free ATM uses. With the move, we definitely went over our 'free' limit this month. Oops to that too.

Do you guys really know all the features of your accounts and use them to your advantage? I obviously need to spend some more time learning about ours.