What are your 2008 Financial Resolutions? - Financial Management

Ellen · 01-08-2008, 11:46 AM

1. Pay off our debt. We are off to a good start. We did a balance transfer to a 0% account for balance transfers. We were able to consolidate all of our debt (with the exception of the truck and house) into the one account.

2. Increase our Savings (I increased my 401k allocation - woo hoo!!! Pre-tax savings!!!)

3. Save for specific 'big ticket' items. We really would like new livingroom furniture and bedroom furniture. We are hoping to pay cash!

MontanaSweetie · 01-08-2008, 11:48 AM

Pay off as much debt as possible.

Put more into savings.

Start a Christmas savings account/plan.

BLBnJVB3 · 01-08-2008, 12:00 PM

1. Pay off my school loans and our Star card.

2. Save x amount each month.

3. Start paying double car payments as soon as my school loans and the Star card are paid off.

sgmwife1 · 01-08-2008, 12:02 PM

Increase emergency savings and our allocated savings accounts.

jen1982 · 01-08-2008, 12:02 PM

Buy a new bedroom suite.
Continue to put at least 15% of our income into savings each month.
(That's about it.

)

I know, sort of lame. But, I payed off my truck in 2007, and we don't have any debt. So, for now, save up to buy the bedroom suite of my dreams.

~Christina~ · 01-08-2008, 12:02 PM

1.put a certain amount into savings each paycheck.
2.pay off and not use either credit cards.
3.not buy as much frivolous items.

Jennifer · 01-08-2008, 12:03 PM

Pay off ALL debt(car loan, credit card, etc)

Save up enough money for the down payment for our next car and double our emergency fund.

Make a trip fund.

Put money aside for school.

flangl18 · 01-08-2008, 12:05 PM

I am increasing my TSP from my paycheck for retirement fund
Putting so much aside and paying cash for a new living room set and new computer.
Putting so much aside for Christmas fund.
Putting so much aside for trip fund.
Adding to our house fund.

*Roo* · 01-08-2008, 12:09 PM

Pay off our credit cards

Get outta this SUV and get a smaller more fuel friendly car and have it mostly paid of by the end of next year.

Save extra money to fly my parents in for Christmas!

Jen · 01-08-2008, 12:51 PM

pay off debt

save money (enough for 3 months of paychecks for both of us)

01-08-2008, 11:46 AM	#1 (permalink)
Ellen Loving Life! Join Date: Feb 2006 Posts: 21,995 Blog Entries: 4 Classifieds: (2) Activity: 6% Longevity: 64%	What are your 2008 Financial Resolutions? 1. Pay off our debt. We are off to a good start. We did a balance transfer to a 0% account for balance transfers. We were able to consolidate all of our debt (with the exception of the truck and house) into the one account. 2. Increase our Savings (I increased my 401k allocation - woo hoo!!! Pre-tax savings!!!) 3. Save for specific 'big ticket' items. We really would like new livingroom furniture and bedroom furniture. We are hoping to pay cash! __________________ My Guys!!

01-08-2008, 11:48 AM	#2 (permalink)
MontanaSweetie Loving My Navy Veteran Join Date: Jul 2004 Location: Great Falls, Montana Posts: 16,468 Classifieds: (-2) Activity: 0% Longevity: 91%	Pay off as much debt as possible. Put more into savings. Start a Christmas savings account/plan. __________________ *Life Is A Dance Floor, Love Is The Rythym, You Are The Music*

01-08-2008, 12:00 PM	#3 (permalink)
BLBnJVB3 Senior Member Join Date: Feb 2006 Location: Virginia Beach Posts: 7,345 Classifieds: (0) Activity: 16% Longevity: 64%	1. Pay off my school loans and our Star card. 2. Save x amount each month. 3. Start paying double car payments as soon as my school loans and the Star card are paid off. __________________ September 16, 2009 We made it!!!!

01-08-2008, 12:02 PM	#6 (permalink)
~Christina~ MilitarySOS Jewel Join Date: Oct 2007 Location: My own little world Posts: 6,747 Classifieds: (0) Activity: 2% Longevity: 36%	1.put a certain amount into savings each paycheck. 2.pay off and not use either credit cards. 3.not buy as much frivolous items. __________________ Everyday you spend worrying about tomorrow...you miss living for today...

01-08-2008, 12:03 PM	#7 (permalink)
Jennifer digiscrappin fool Join Date: Dec 2006 Location: Naples, Italy(NATO) Posts: 23,398 Classifieds: (0) Activity: 3% Longevity: 50%	Pay off ALL debt(car loan, credit card, etc) Save up enough money for the down payment for our next car and double our emergency fund. Make a trip fund. Put money aside for school. __________________ I live in my fairytale Please clickie my dragons!

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01-08-2008, 12:02 PM	#5 (permalink)
jen1982 Senior Member Join Date: Dec 2007 Posts: 6,828 Classifieds: (0) Activity: 9% Longevity: 32%	Buy a new bedroom suite. Continue to put at least 15% of our income into savings each month. (That's about it. ) I know, sort of lame. But, I payed off my truck in 2007, and we don't have any debt. So, for now, save up to buy the bedroom suite of my dreams.

01-08-2008, 12:05 PM	#8 (permalink)
flangl18 Senior Member Join Date: Jul 2007 Location: NAS Lemoore Posts: 3,991 Blog Entries: 2 Classifieds: (0) Activity: 17% Longevity: 40%	I am increasing my TSP from my paycheck for retirement fund Putting so much aside and paying cash for a new living room set and new computer. Putting so much aside for Christmas fund. Putting so much aside for trip fund. Adding to our house fund. __________________ “Do all the good you can, By all the means you can, In all the ways you can, In all the places you can, At all the times you can, To all the people you can, As long as ever you can.” John Wesley

01-08-2008, 12:09 PM	#9 (permalink)
Roo My Dog Says Roo! Join Date: May 2007 Location: Hawaii Posts: 4,610 Classifieds: (1) Activity: 60% Longevity: 42%	Pay off our credit cards Get outta this SUV and get a smaller more fuel friendly car and have it mostly paid of by the end of next year. Save extra money to fly my parents in for Christmas! __________________ That’s right. His penis, plus my vagina, equals a baby, which is currently inside me, doing its thing.

01-08-2008, 12:51 PM	#10 (permalink)
Jen ♥ my wify navygirl8407 Join Date: Mar 2006 Location: Ledyard, CT Posts: 6,823 Blog Entries: 3 Classifieds: (5) Activity: 20% Longevity: 62%	pay off debt save money (enough for 3 months of paychecks for both of us) __________________ Sites I use to make $$ /Want to make some free $$? Click here! / Career Step info