Balancing your checkbook - Financial Management

Rach · 11-03-2007, 09:01 AM

Do you do it? Are you religious about it? (this includes your debit purchases)

Every morning I look at our bank account and mark off in the ledger if something has come through. We have so many bills coming through, I have to or we wouldn't know how much money we have and would be in the hole.

BLBnJVB3 · 11-03-2007, 09:08 AM

I don't look everyday but I do a few to several times a month. I have a budget set up and over the years have gotten pretty good at being able to figure how much we have, can spend, etc. in my head. But I do look during the month to make sure.

The Megster · 11-03-2007, 09:10 AM

I'm terribly financially retarded!!

I'm really working on it though....my mom is awesome at it.

Felicia · 11-03-2007, 09:11 AM

We never do this, I know we should, but we don't. We just rely on the online banking, we really should start doing it ourselves to double check, lol.

mrskmw · 11-03-2007, 09:12 AM

I don't keep a register but I am anal when it comes to my checking account. Every morning when I get up I check what has gone through and then at night before I go to bed I look at what is pending for the day.

Saigon · 11-03-2007, 09:33 AM

I am trying. TRYING to get DB to be a bit more careful about this. I usually keep a running tally of all expenditures along with my weekly budget. Doesn't always work out the way I plan it. But it is getting better

Miss B Hav'n · 11-03-2007, 09:41 AM

I don't keep the actual register - I do, however, monitor it online daily and keep all receipts so that I can check them against what is showing online. I also enter my receipts into the budget spreadsheet so that I can keep an eye on how our actual expenses are comparing to what I have budgeted and adjust accordingly.

AG2Wife · 11-03-2007, 10:10 AM

i do it a couple times a week

SezzySue · 11-03-2007, 10:14 AM

i stopped whenI got microsoft money. We only write about 2 checks a month so its just easier. And I can DL it straight from the website so its less for me to worry about. We should be better about adding things to it though, but we are getting there.

Heather · 11-03-2007, 10:17 AM

no we don't. I tired when we used to write checks but John couldn't grasp the concept of a check and it led to many fights so I just quit. I know what we have and what can be spent.

11-03-2007, 09:01 AM	#1 (permalink)
Rach Senior Member Join Date: Jul 2004 Posts: 23,941 Classifieds: (5) Activity: 17% Longevity: 91%	Balancing your checkbook Do you do it? Are you religious about it? (this includes your debit purchases) Every morning I look at our bank account and mark off in the ledger if something has come through. We have so many bills coming through, I have to or we wouldn't know how much money we have and would be in the hole.

11-03-2007, 09:08 AM	#2 (permalink)
BLBnJVB3 Senior Member Join Date: Feb 2006 Location: Virginia Beach Posts: 7,345 Classifieds: (0) Activity: 16% Longevity: 64%	I don't look everyday but I do a few to several times a month. I have a budget set up and over the years have gotten pretty good at being able to figure how much we have, can spend, etc. in my head. But I do look during the month to make sure. __________________ September 16, 2009 We made it!!!!

11-03-2007, 09:10 AM	#3 (permalink)
The Megster Known Once Upon a Time as ILoveMySPC!!! Join Date: Jun 2007 Location: Baltimore, Maryland Posts: 2,770 Classifieds: (0) Activity: 0% Longevity: 41%	I'm terribly financially retarded!! I'm really working on it though....my mom is awesome at it. __________________ May today there be peace within. May you trust your highest power that you are exactly where you are meant to be.. May you not forget the infinite possibilities that are born of faith. May you use those gifts that you have received, and pass on the love that has been given to you....allow your soul the freedom to sing, dance and to bask in the sun. It is there for each and everyone of you.-- St. Teresa

11-03-2007, 09:11 AM	#4 (permalink)
Felicia Senior Member Join Date: Aug 2007 Location: Ft. Gordon, GA Posts: 3,017 Classifieds: (0) Activity: 22% Longevity: 38%	We never do this, I know we should, but we don't. We just rely on the online banking, we really should start doing it ourselves to double check, lol. __________________

11-03-2007, 09:12 AM	#5 (permalink)
mrskmw I'm Only A Little Crazy Join Date: Nov 2006 Location: Virginia Posts: 17,822 Classifieds: (0) Activity: 12% Longevity: 51%	I don't keep a register but I am anal when it comes to my checking account. Every morning when I get up I check what has gone through and then at night before I go to bed I look at what is pending for the day. __________________ http://karamelow.mybrute.com fight my brute!! http://www.youravon.com/kwild

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11-03-2007, 09:33 AM	#6 (permalink)
Saigon I Solemnly Swear that I am up to no good... Join Date: Jun 2007 Posts: 14,720 Classifieds: (6) Activity: 98% Longevity: 41%	I am trying. TRYING to get DB to be a bit more careful about this. I usually keep a running tally of all expenditures along with my weekly budget. Doesn't always work out the way I plan it. But it is getting better

11-03-2007, 10:10 AM	#8 (permalink)
AG2Wife Wife of a weather guy, mom to a toddler tornado! Join Date: Mar 2006 Location: Texas Posts: 4,706 Classifieds: (0) Activity: 1% Longevity: 62%	i do it a couple times a week __________________

11-03-2007, 10:14 AM	#9 (permalink)
SezzySue Photographer in Southern CA Join Date: Jul 2006 Location: Victorville, CA Posts: 18,371 Blog Entries: 4 Classifieds: (6) Activity: 52% Longevity: 56%	i stopped whenI got microsoft money. We only write about 2 checks a month so its just easier. And I can DL it straight from the website so its less for me to worry about. We should be better about adding things to it though, but we are getting there. __________________ Dear God, I'm losing patience ~ TTC blog My Photography Blog

11-03-2007, 10:17 AM	#10 (permalink)
Heather Senior Member Join Date: Dec 2005 Location: My little house on the prairie Posts: 18,581 Classifieds: (1) Activity: 40% Longevity: 66%	no we don't. I tired when we used to write checks but John couldn't grasp the concept of a check and it led to many fights so I just quit. I know what we have and what can be spent.