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Thread: It's going up!!!

  1. Ummmmm...........
    Abbynormal's Avatar
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    Ummmmm...........
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    #1

    It's going up!!!

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    So as a very young adult, I made some bad choices with credit cards and seriously fucked up. I couldn't get a credit card, loan, be approved for a lease, nothing. I heard about a secured credit card from Navy Federal and thought, what could it hurt. My next step would have been bankruptcy.

    I got the card in August and use it very strictly for gas only (I spend way to much money on gas ). I just checked my 'soft' credit score and according to that my score has gone up 30 points since August! I don't know much about the credit world but I NEVER expected that much of a rise. The only other open account that I have is my car note which is and always has been in good standing so that helps some.

    I'm so happy and this feels so good. I'm so happy I didn't file bankruptcy at 24 years old. I can't wait to see what it looks like in the next 6 months!

  2. Banned
    Reagan's Avatar
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    #2
    good for you!!
  3. Team Rocket
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    #3
    Congrats! How did you find out your soft credit score?
    WiggleWiggle~ is my Wifey
  4. Ummmmm...........
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    #4
    Creditkarma.com it really is free. I didn't need a credit card at all.
  5. Talk Whovian To Me.
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    #5
  6. Senior Member
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    #6
    It can definitely go up quick. Mine is up 100 points in the last year. You can do it! Just keep with it.
  7. Senior Member
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    #7
    Keep it up! Great job!
    Follow me on Instagram, if you'd like.

    https://instagram.com/mrotsarbed

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