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Thread: Question?

  1. The cake is a lie...
    Nickelknack's Avatar
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    #1

    Help Question?

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    628...Is that a bad or fair score as far as a credit score goes? Yeah, I screwed up when I was younger and had to pay off some credit cards but I have NO idea if this score is totally awful or what. So, help?
    MS234755 and mxchick910 are my wifeys!
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    #2
    Not great, not horrible. Should increase with time as bad items drop off after 7 years. Don't forget to get a free copy of your report any time you get rejected for credit. Use the opportunity to make sure report is accurate.
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    #3
    Yeah you're in trouble if you drop to the 500s.
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    #4
    it is considered "fair" anything over 720 -780 is good and 780-840 is considered excellent.
  5. The cake is a lie...
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    #5
    Quote Originally Posted by guynavywife View Post
    Not great, not horrible. Should increase with time as bad items drop off after 7 years. Don't forget to get a free copy of your report any time you get rejected for credit. Use the opportunity to make sure report is accurate.
    Quote Originally Posted by Drea&Pat.USMC View Post
    Yeah you're in trouble if you drop to the 500s.
    Quote Originally Posted by gunsgirl View Post
    it is considered "fair" anything over 720 -780 is good and 780-840 is considered excellent.
    Thank you all! I really wasn't sure how that rated. I figured it was just an OK score but nothing in the GOOD range, kwim? Just wanted to know if I was correct! And, yes, I did recently get my free credit report for the year. Everything is there that should be. Thank you!
    MS234755 and mxchick910 are my wifeys!
    I'm BiggyBiggs mistress!

    Not in cruelty,
    Not in wrath,
    The Reaper came today;
    An Angel visited this gray path,
    And took the cube away.

  6. Hanging in there, one week at a time...
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    #6
    Where do you go to get your free credit report for the year? I don't want to use any of those freecreditreport.com things b/c I heard they charge you if you aren't careful.

    Sorry to thread jack!
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    #7
    Quote Originally Posted by AllisonKimmy View Post
    Where do you go to get your free credit report for the year? I don't want to use any of those freecreditreport.com things b/c I heard they charge you if you aren't careful.

    Sorry to thread jack!
    https://int.annualcreditreport.com/c...21044465145148

    It's the legit one.

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