Pros & Cons of USAA - Ask Rich / Money 101

His*PITA* · 10-23-2009, 02:25 AM

Let me hear your pro's & con's of banking with USAA....

DH and I both have BOA but they are charging us 2 different fee's every time we use our cards over here and im not dealing with that for the next year and some change...

TaraB · 10-23-2009, 02:30 AM

We've only been with them about a month now, but it is all pro's for us. We opened our checking account and received our debit cards in less than a week! You get paid a day early. They also refund a certain amount of ATM fees.

*^JEN^* · 10-23-2009, 02:31 AM

nope, cant say any cons here out of 9 years of banking so far...

ProudArmyWifeD · 10-23-2009, 02:42 AM

No real cons. I love USAA!!

His*PITA* · 10-23-2009, 02:47 AM

What about fee's... I read that they re-pay the first 10 atm withdrawals and the forgien fee is like 1% but cant find much more about their fee's

LovingMyAirman22 · 10-23-2009, 02:56 AM

Originally Posted by His*PITA*

What about fee's... I read that they re-pay the first 10 atm withdrawals and the forgien fee is like 1% but cant find much more about their fee's

I'm not sure about the foreign fee. But at the end of every month (I believe that's when) We're refunded all of our ATM fees

TaraB · 10-23-2009, 02:58 AM

https://www.usaa.com/inet/ent_utils/..._checking_main

It's at the very bottom.

His*PITA* · 10-23-2009, 03:02 AM

Originally Posted by TaraB

https://www.usaa.com/inet/ent_utils/..._checking_main

It's at the very bottom.

Yea I saw that earlier, but are those the only fee's?

*^JEN^* · 10-23-2009, 03:24 AM

Originally Posted by LovingMyAirman22

I'm not sure about the foreign fee. But at the end of every month (I believe that's when) We're refunded all of our ATM fees

this.

And ive never been charged for fees on anything... havent ever been "forgein" but other then that nadda!

His*PITA* · 10-23-2009, 03:28 AM

Hrmm okie... I will have to figure that out because right now thats whats killing us, BOA is charging us two different international and foreign currency fee's just for using the card, even when we dont get any cash back...

10-23-2009, 02:25 AM	#1 (permalink)
HisPITA Auntie to Jens Kids, Snooty O Wife to Settles Join Date: Aug 2008 Location: Kuwait Posts: 19,003 Blog Entries: 1 Classifieds: (7) Activity: 94% Longevity: 21%	Pros & Cons of USAA Let me hear your pro's & con's of banking with USAA.... DH and I both have BOA but they are charging us 2 different fee's every time we use our cards over here and im not dealing with that for the next year and some change... __________________ She will be mine.

10-23-2009, 02:30 AM	#2 (permalink)
TaraB One day at a time... Join Date: Sep 2008 Location: Las Vegas, NV Posts: 2,878 Classifieds: (1) Activity: 66% Longevity: 19%	We've only been with them about a month now, but it is all pro's for us. We opened our checking account and received our debit cards in less than a week! You get paid a day early. They also refund a certain amount of ATM fees. __________________

10-23-2009, 02:31 AM	#3 (permalink)
^JEN^ Senior Member Join Date: Aug 2008 Location: Schofield Barracks, HAWAII Posts: 6,428 Classifieds: (1) Activity: 45% Longevity: 21%	nope, cant say any cons here out of 9 years of banking so far... __________________

10-23-2009, 02:42 AM	#4 (permalink)
ProudArmyWifeD Senior Member Join Date: Jan 2008 Location: Neither here nor there Posts: 2,688 Classifieds: (0) Activity: 44% Longevity: 31%	No real cons. I love USAA!! __________________

10-23-2009, 02:47 AM	#5 (permalink)
HisPITA Auntie to Jens Kids, Snooty O Wife to Settles Join Date: Aug 2008 Location: Kuwait Posts: 19,003 Blog Entries: 1 Classifieds: (7) Activity: 94% Longevity: 21%	What about fee's... I read that they re-pay the first 10 atm withdrawals and the forgien fee is like 1% but cant find much more about their fee's __________________ She will be mine.

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10-23-2009, 02:58 AM	#7 (permalink)
TaraB One day at a time... Join Date: Sep 2008 Location: Las Vegas, NV Posts: 2,878 Classifieds: (1) Activity: 66% Longevity: 19%	https://www.usaa.com/inet/ent_utils/..._checking_main It's at the very bottom. __________________

10-23-2009, 03:28 AM	#10 (permalink)
HisPITA Auntie to Jens Kids, Snooty O Wife to Settles Join Date: Aug 2008 Location: Kuwait Posts: 19,003 Blog Entries: 1 Classifieds: (7) Activity: 94% Longevity: 21%	Hrmm okie... I will have to figure that out because right now thats whats killing us, BOA is charging us two different international and foreign currency fee's just for using the card, even when we dont get any cash back... __________________ She will be mine.