Mint.com - Thoughts?

[bubbleheadwife]

I just read about it in a magazine (nothing to nerdy, I promise) but I wanted to see if anyone is currently using it? What your experiences are?

If you are not - what you do think of the structure?


UPDATE: I love it! Thanks ladies for all your input.

[cwo4wife]

I have never heard of it.

[Melanie.]

I've used it and like it - however it's really only useful if you don't use cash a lot. Or if your bank is internet connected. Because it won't allow you to put in manual transactions at all. So if your bank isn't linked to their site (like my credit union isn't) or you tend to use cash a lot - it's for the most part useless as it won't track your money properly to be able to get the full benefit of their services.

[AFWife2154]

I've also never heard of it.

[Tiffy]

Originally Posted by Melanie. I've used it and like it - however it's really only useful if you don't use cash a lot. Or if your bank is internet connected. Because it won't allow you to put in manual transactions at all. So if your bank isn't linked to their site (like my credit union isn't) or you tend to use cash a lot - it's for the most part useless as it won't track your money properly to be able to get the full benefit of their services.

Very true.

I like it.

[lacy+chk]

DH and i just started using it last weekend. so far, we like it. we hardly ever use cash, so it works well for us. it has also allowed DH to see how much he really spends, which i've been having a hard time getting through to him. it's better coming from a "third party" and he can really see the numbers and figures.

i hope we keep using it!

[LittleMsSunshine]

I really, really like it.

I RARELY spend cash, so it works great for me..... makes it SO much easier to budget because it provides visuals of your spending.

Until I started using Mint last year, I had NO IDEA how much money I blew on shopping and eating out

It's DEFINITELY helped me curb my spending and be more responsible with my money. I don't use it all the time... but I check it periodically.

[tawny]

Originally Posted by LittleMsSunshine I really, really like it. I RARELY spend cash, so it works great for me..... makes it SO much easier to budget because it provides visuals of your spending. Until I started using Mint last year, I had NO IDEA how much money I blew on shopping and eating out It's DEFINITELY helped me curb my spending and be more responsible with my money. I don't use it all the time... but I check it periodically.

Same here.

[icarryyourheart]

I love the idea... I tried it, but it wasn't compatible with Key at the time (idk if it is now) so it wasn't much help. Now that we no longer use Key Bank, maybe we'll try it again.

[BSS]

I've been using it for about 2 years. It's a really good tool since it gives a good idea on net worth (shows CC debt, student loans, savings, checking) in one quick view. It makes it convenient to keep an eye on any dormant accounts I have in case there's any suspicious activity that may come up.

I had DH sign up for his own mint account and ever since he's been spending less.