Originally Posted by rosebud*
Def agree with calling creditors and seeing if they can't lower your interest rate.
Second start with the lowest bill you have and put all the extra money you can afford into that one bill till you pay it off. once its paid off put all the money you were paying to the bill into the next bill. Like a snowball effect.
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If you do that with the highest interest rate you'll pay less interest in the long run.