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right now for conventional it is no lower that 720 with out penalty- with VA it may go a little lower but banks are in trouble for risky loans and have learned a hard lesson- they have become more concerned with this and are taking steps to control thier losses.
def pull your credit report and pay for your FICO score to find out where you stand.
it is wwell worth the 10 dollars.
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Dawn Licensed GA Realtor
I can help with rentals too!


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