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Old 02-18-2009, 11:26 AM   #1 (permalink)
DakotaCowgirl
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Credit card help

Alright.....

I got an offer from one of my CC to balance transfer money from one account to another. It carries a 3% balance fee but the amount would be 3.99 for the life of the loan.

I know it will be tight for two months but DH gets a pay raise because of the next stripe.

Are we smart to do this?

I also balance transferred some to USAA because I got an offer for free transfer fee and 0% interest for 6 months.

Does transferring money to get ahead affect your credit score?

I want to get out of this debt and out from under MBNA and Discover. High interest rates and no customer service.
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