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The main reason credit scores go up is time. The longer its been since a negative item has been posted, the higher the number will climb. This is a general answer, because there may have been things you have done specifically, such as buy a car, take out a mortgage, etc, all which, if paid on time, can increase your scores. Also, after 7-10 years, depending on the item, it is supposed to disappear from your credit report, and no longer have an effect on your score.
Another reason is that each of the three credit reporting agencies use a different method to come up with a score. They each also may have or be missing specific items on your credit report.
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Originally Posted by LittleMsSunshine
I think it's really funny when people come on here, and automatically assume that everyone here is a gung-ho, hoo-rah, i-bleed-red-white-and-blue, kiss-my-military-ass, people-in-uniform-can-do-no-wrong, and i'm-entitled-to-everything *****.  |
"RIP Blackie, and Whitey. Long live New Whitey, Poopers and The Lady Grey"
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